Owning a boat or an ATV opens the door to exciting outdoor adventures, but protecting these valuable assets is essential. At BIS Improved Insurance Agency, we provide comprehensive boat and ATV insurance tailored to your needs. Serving communities in Morris Plains, Roxbury, Morristown, across Morris County, NJ, PA and NY we ensure your investments are safeguarded, giving you peace of mind on every trip.

Why Do You Need Boat and ATV Insurance?

1. Protect Your Investment:
   Boats and ATVs are significant financial commitments. Whether it’s accidental damage, theft, or vandalism, having insurance ensures you won’t bear the full financial burden. Depending on the policy you can have replacement coverage or ACV coverage.

2. Liability Coverage:
   Accidents happen, and if someone is injured or property is damaged while using your boat or ATV, liability coverage can shield you from costly legal expenses.

3. Compliance with Local Laws:
   In New Jersey, certain watercraft and off-road vehicles require insurance for legal operation. Stay compliant and safe with a policy designed for your vehicle.

4. Peace of Mind:
   Enjoy your time on the water or trails knowing you’re covered for unexpected situations, from storm damage to collision repairs.

Coverage Options Available

At BIS Improved Insurance Agency, we offer customizable policies that include:

• Collision Coverage: Repairs or replacement for accidents.

• Comprehensive Coverage: Protection from theft, fire, or weather damage.

• Liability Coverage: Financial support for property damage or injuries to others.

• Uninsured/Underinsured Coverage: Protection against drivers without adequate insurance.

Get Started Today

Don’t leave your adventures unprotected. Contact BIS Improved Insurance Agency today to learn more about boat and ATV insurance in Morris County, NJ. Call us or request a free quote online.