5 Tips to Save Money of your Auto Insurance

5 Tips on How to Save Money on Auto Insurance:

1. Raise Your Comprehensive and Collision Deductible

   • Consider increasing your deductible to $1,000 for comprehensive and collision coverage. This can lead to significant savings on your upcoming renewal.

2. Sign Up for Your Company's Driving App

   • Many insurance companies offer driving apps that can provide up to a 20% discount. Often, you only need to have the app on your phone for 90 days. After that, you can delete the app but still receive the discount for good driving throughout the lifetime of your policy.

3. Take a Defensive Driving Course

   • Defensive driving courses, offered by organizations like AAA, can save you around 5% on your auto insurance policy. If it has been over five years since your last defensive driving course, you might need to renew the course to receive the discount again.

4. Review Your Policy with Your Agent

   • Make sure to reach out to your agent to discuss your individual policy. Some policies offer paperless discounts, away-at-school discounts, good student discounts, work-from-home discounts, and affinity member discounts.

5. Maintain a Good Credit Score

   • Insurance companies often consider your credit score when determining your premium. Maintaining a good credit score can help you secure a lower rate on your auto insurance.

Elizabeth C. Sclafani

BIS Improved Insurance Agency

P: 973-683-1000

BIS Improved Insurance Agency- Morris Plains, NJ (bisrm.com)

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