Business owners in Morris Plains, NJ and the surronding Morris County New Jersey know that running a business comes with many responsibilities—from your customers to your employees. It can also come with a lot of liabilities. While your general liability, commercial auto, and other business insurance policies offer solid protection, they have coverage limits. That’s when you need Commercial Liability Umbrella Insurance. This important policy provides additional coverage to protect your business from costly liability lawsuits.

What does Commercial Umbrella Liability Insurance Cover?

This coverage provides additional liability coverage over your current underlying policies like:

General Liability Insurance

Commercial Auto Insurance

Employer’s Liability (Worker’s Compensation)

If a lawsuit exceeds your current underlying policy limits your commercial umbrella insurance policy would cover the remaining costs- such as legal fees, medical expenses and settlements. This is beneficial so that your business in Morris Plains, NJ isn’t left financially exposed.

Please contact us today to learn more 973-683-1000. or please feel free to fill out the information to start a quote with one of insurance professionals today!

Also, check out our blog post here to learn more!