Products Liability Insurance

As a business owner, protecting your reputation and finances is essential, especially if your products are at the center of your operations. At BIS Improved Insurance Agency, we provide tailored Products Liability Insurance to businesses across Morris Plains, Roxbury, Randolph, and throughout Northern New Jersey, Pennsylvania, New York, and all of New Jersey. Our policies are designed to shield your business from costly claims and provide peace of mind.

What is Products Liability Insurance?

Products Liability Insurance protects businesses from financial losses due to claims of injury or property damage caused by products you manufacture, sell, or distribute. Whether you're a small retailer or a large manufacturer, this coverage is vital to protect against legal and financial risks associated with your products.

Why Do You Need Products Liability Insurance?

No matter how careful you are, accidents can happen. Defects in design, manufacturing, or even misleading labels can lead to claims against your business. Without the right coverage, these claims can result in expensive legal fees, settlements, or judgments that could devastate your finances.

Products Liability Insurance ensures that your business can:

  • Defend against lawsuits and legal claims.

  • Cover medical expenses for injuries caused by your product.

  • Compensate for property damage linked to your product.

  • Maintain its reputation and financial stability.

What Does Products Liability Insurance Cover?

A typical Products Liability Insurance policy includes:

  • Injury Claims: Covers medical costs and legal fees if a customer is injured by your product.

  • Property Damage Claims: Protects against claims for damages caused by your product.

  • Defense Costs: Covers legal fees and expenses, even if a lawsuit is groundless.

  • Product Recall Costs: Optional coverage to help manage the expenses of recalling a defective product.

Industries We Serve

Products Liability Insurance is essential for a wide range of industries, including:

  • Manufacturing

  • Retail and Wholesale

  • Food and Beverage

  • Construction Products

  • Medical Devices and Pharmaceuticals

  • Consumer Goods

Why Choose BIS Improved Insurance Agency?

With over 30 years of experience in the insurance industry, BIS Improved Insurance Agency is committed to providing the best protection for businesses of all sizes. Here’s why clients across Northern New Jersey, Pennsylvania, and New York trust us:

  • Comprehensive Coverage: We customize policies to meet the unique needs of your business.

  • Local Expertise: Serving businesses in Morris Plains, Roxbury, Randolph, and beyond, we understand the specific risks in your area.

  • Reliable Carriers: We work with top-rated insurance providers to offer the most reliable coverage options.

  • Dedicated Support: From consultation to claims assistance, we’re with you every step of the way.

Areas We Serve

BIS Improved Insurance Agency is proud to serve businesses in:

  • Northern New Jersey, including Morris Plains, Roxbury, and Randolph

  • All of New Jersey

  • Pennsylvania (PA)

  • New York (NY)

Protect Your Business Today

Don’t let unexpected product-related claims put your business at risk. Contact BIS Improved Insurance Agency today to learn more about our Products Liability Insurance policies. We’ll help you safeguard your business and keep your operations running smoothly.

Call us at 973-683-1000 or visit us at here to get a quote. Let’s ensure your business is protected!